Auto Loans

Our auto loans "fit your lifestyle"!

So, you're looking to buy a car? Or truck? New or used? Buy or lease? Decisions, decisions! Let Florida State University Credit Union assist you in one of the most exciting, and sometimes dreaded, times of your life.

Auto Loan Calculators

Auto Loans - New and Used

Check the NADA book value on the vehicle you're interested in here.

Finance your new/used automobile with a loan from Florida State University Credit Union. Rates are always competitive and terms flexible. Are you sure you’re going to buy a vehicle? If so, you can apply online right now and be pre-approved. This helps you know how much car/truck you can afford while you’re shopping.

Rate as low as 3.25% APR.
(12/07/09)

Best Rate Guarantee

Refinancing your vehicle with FSU Credit Union is easy and will save you money!

Are you currently making payments on a car loan from another financial institution? If your interest rate is higher than 3.75% APR, take advantage of our Best Rate Guarantee today. Refinance with us and we guarantee we'll beat your rate by at least 1/2% APR or give you $100 cash.

Eligibility:

You must qualify for membership at Florida State University Credit Union. You must be approved for the loan. Your vehicle is subject to inspection. Best Rate Guarantee is not valid on existing Florida State University Credit Union loans. Credit history and delinquency may effect your eligibility. The lowest rate available under the Best Rate Guarantee is 3.75% APR; the $100 will not be paid for interest rates lower than 3.75% APR . Financed amount can not exceed 115% of the NADA retail value or purchase price of the vehicle if it is less than 12 months old and has less than 12,000 miles. Contact a representative at 877-GO-FSUCU to find out if you are eligible.

Loan Insurance Products

For your peace-of-mind, FSU Credit Union offers the following products:

Member's Choice TM Payment Protection Insurance - Credit life/disability insurance offered on all loans at surprisingly low premium rates.
Financial GAP (Guaranteed Asset Protection) - GAP protects you and your entire investment from substantial loss if your vehicle were stolen or involved in a major accident.
Member's Choice TM AutoCare Mechanical Repair Coverage - As your vehicle gets older, the risk and cost of repairs will increase. Protect yourself with extended warranty coverage at very reasonable rates. The plan includes: the costs of parts and labor; rental car reimbursement; 24-hour, toll-free roadside assistance; and emergency travel expenses. Call 224-4960 to see which extended warranty level is best for you.

Auto Insurance

FSU Credit Union has teamed with Liberty Mutual Group to provide quality personal property insurance products at competitive rates. For a FREE, no obligation rate quote, call the Insurance Sales Center toll free at 1-888-380-9287 , Monday through Friday from 7 a.m. to 10 p.m. or, Saturday from 7 a.m. to 5:30 p.m. CST. Be sure to mention Key Code 4470 for your FSU Credit Union member discount.