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Our auto loans "fit your lifestyle"!

So, you're looking to buy a car? Or truck? New or used? Buy or lease? Decisions, decisions! Let Florida State University Credit Union assist you in one of the most exciting, and sometimes dreaded, times of your life.

Auto Loans - New and Used

Check the NADA book value on the vehicle you're interested in here.

Finance your new/used automobile with a loan from Florida State University Credit Union. Rates are always competitive and terms flexible. Are you sure you're going to buy a vehicle? If so, you can apply online right now and be pre-approved. This helps you know how much car/truck you can afford while you're shopping.

Rate as low as 1.99% APR!

Best Rate Guarantee

Refinancing your vehicle with FSU Credit Union is easy and will save you money!

Are you currently making payments on a car loan from another financial institution? If your interest rate is higher than 2.49% APR, take advantage of our Best Rate Guarantee today. Refinance with us and we guarantee we'll beat your rate by at least 1/2% APR or give you $100 cash.


You must qualify for membership at Florida State University Credit Union. You must be approved for the loan. Your vehicle is subject to inspection. Best Rate Guarantee is not valid on existing Florida State University Credit Union loans. Credit history and delinquency may effect your eligibility. The lowest rate available under the Best Rate Guarantee is 1.99% APR; the $100 will not be paid for interest rates lower than 2.49% APR . Financed amount can not exceed 115% of the NADA retail value or purchase price of the vehicle if it is less than 12 months old and has less than 12,000 miles. Contact a representative at 877-GO-FSUCU to find out if you are eligible.

Loan Insurance Products

For your peace-of-mind, FSU Credit Union offers the following products:

  • Member's Choice TM Payment Protection Insurance - Credit life/disability insurance offered on all loans at surprisingly low premium rates.
  • Financial GAP (Guaranteed Asset Protection) - GAP protects you and your entire investment from substantial loss if your vehicle were stolen or involved in a major accident.
  • A Route 66 Extended Warranty not only protects your investment from expensive mechanical breakdowns, but it also comes with a $0 deductible, 24/7/365 Roadside Service, rental car benefits, 30-day money back guarantees, nationwide coverage, and is fully transferable. The Route 66 Extended Warranty is the most comprehensive coverage for all makes and models of automobiles so that you will be able to enjoy your new purchase and have "peace of mind" because even the most reliable vehicle can develop a mechanical problem at any time. With the Route 66 Extended Warranty's Open Enrollment you don't have to purchase your warranty at the time of purchase, but at any time during the life of the vehicle. Regardless if your vehicle is still under a manufacturer's warranty, Route 66 Extended Warranty has a plan that will fit your vehicle. DON'T GET STUCK WITH OUT COVERAGE! CLICK HERE to learn more.

MEMBERS Auto Insurance Program

You trust Florida State University Credit Union to provide you and your family with quality products and services to meet your financial needs. We've joined with a dedicated team of insurance professionals to bring you the MEMBERS Auto Insurance Program. "

  • The MEMBERS Auto Insurance Program is the property and casualty coverage solution preferred by credit unions and their members
  • Access convenient e-service, pay your bill or make changes to your policy, even report a claim.
  • Receive fast, easy access to claims service 24 hours a day.
  • Obtain a free, no-obligation quote.
Click here to start saving!

The MEMBERS Auto & Homeowners Insurance Program is made available by CUNA Mutual Insurance Agency, Inc. and underwritten by leading insurance companies. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. Discounts are not available in all states and discounts vary by state. A consumer report from a consumer reporting agency and/or motor vehicle report will be obtained on all drivers listed on your policy where state regulations allow. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.

Whether you are shopping around for the perfect certificate or are just looking for a new checking account, we have the options that you want. We specialize in creating accounts that meet your individual needs.
Are you ready to get a great rate on that perfect new or used vehicle? Well you have come to the right place because we create value for our members through our innovative loan products. We also offer great rates on our mortgage products.
With electronic services like Internet Banking, ATMs, touch-tone phone services, and debit cards you're able to access your Florida State University Credit Union account anytime -- 24-hours a day, 7 days a week -- to view cleared checks, transfer funds between accounts, reorder checks, make loan payments, receive cash, and much more.
Links to third party websites from this Website are provided for information only and solely for your convenience. FSUCU has no control over these third party websites and accepts no responsibility in relation to any content, material or information contained in or accessed from them. You are advised to verify any information on such third party website before relying on it. FSUCU does not endorse, or make any representations about these third party websites, or any material found there.