Student Accounts
Welcome to college!
Free Student Checking
This account was designed solely for FSU students and is completely FREE for as long as you have the account. Even after graduation, you still receive the benefits from once being a FSU student! The checking account comes with no monthly service fee, no minimum balance requirement, a Visa debit card with no annual fee, free online banking and more.
Student Rewards Checking
-- Account and Benefits Terminate February 9, 2009 --
Attention FSU Students - earn up to $5.00 per month with a FREE Student Rewards Checking Account.
Only current FSU Students are eligible to receive this Student Rewards Share Draft Account. This Account has no monthly service fees and includes free internet home banking, Bill Payer, and a VISA Debit Card. The Account will not earn dividends. However, members with this Account may earn rewards according to the above schedule that will be paid semi-annually on December 31st and June 30th (or the Credit Union business days immediately following these dates). If you or the Credit Union closes your Account at any time, any earned but unpaid rewards will be forfeited. You must open the Account before December 31, 2007, to be eligible for the rewards described above. The Credit Union will continue to offer the rewards described above at least until December 31, 2007; after December 31, 2007, the Credit Union can change or terminate the rewards at any time. You must (a) be eligible for Credit Union membership, (b) be a current FSU student and (c) present a current , valid FSU student ID at the time of Account opening. Except as expressly stated otherwise above, all standard Share Draft Account terms, conditions, fees and disclosures apply. *Only $1.00 for loan/credit card rewards; multiple loan(s) or credit card(s) will not increase loan reward amount.
Student Credit Card
$500 credit limit for college freshman, $1,000 credit limit for college sophomores, $1,500 credit limit for college juniors and $2,000 credit limit for college seniors.
Apply for a FSUCU Student Credit Card
Student/Classic MasterCard
- 12.95%APR to 18.00% APR*
- No annual fee
- 25-day grace period on purchases
- 24-hour toll-free member service
- Cash advance access at ATMs worldwide
- *Annual Percentage Rate.
| Classic/Student MasterCard | |
|---|---|
| Annual Percentage rate for Purchases | 12.95% to 18.00% |
| Other APR's | Cash Advance: 12.95% to 18.00%
1Penalty Rate: 18.00% Balance Transfers: 12.95% to 18.00% |
| Grace Period for Repayment of Balances for Purchases | 25 Days |
| Method for Computing the Balance for Purchases | Average Daily Balance (including new purchases) |
| Late Payment Fee | If over 3 days late, a charge equal to 5% of the minimum monthly payment due or $25, whichever is greater. |
| Over-the-credit-limit Fee | $25 |
| International Transaction Fee | Transactions initiated in foreign countries and / or foreign currencies will be charged to your Account in U.S. Dollars. The conversion rate to dollars will be (a) a rate selected by Visa from the range of rates available in wholesale currency markets for the applicable central processing date, which rate may vary from the rate Visa itself receives or (b) the government-mandated rate in effect for the applicable central processing date, in each of the above instances, plus a 1% International Transaction Fee that shall be paid to Visa. |
